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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,856 | $124,980-64.9% | $108,359-59.5% | $154,746-71.7% |
| Participation rate | 37.5% | 75.2%-37.7pp | 70.1%-32.6pp | 80.7%-43.2pp |
| Annual return | 19.98% | 45.00%-25.0pp | 36.89%-16.9pp | 172.34%-152.4pp |
| Employer contribution / active EE | $1,126 | $2,851-60.5% | $2,399-53.1% | $4,379-74.3% |
| Participant deferral / active EE | $5,309 | $4,743+11.9% | $4,137+28.3% | $6,730-21.1% |
| Admin fee / account holder | $4,796 | $11,502-58.3% | $9,741-50.8% | $14,365-66.6% |