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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,097 | $117,846-38.0% | $102,434-28.6% | $145,884-49.9% |
| Participation rate | 83.3% | 78.6%+4.7pp | 76.5%+6.8pp | 80.3%+3.0pp |
| Annual return | 17.78% | 31.90%-14.1pp | 29.46%-11.7pp | 551.85%-534.1pp |
| Employer contribution / active EE | $3,129 | $3,615-13.4% | $3,023+3.5% | $4,662-32.9% |
| Participant deferral / active EE | $7,915 | $5,733+38.0% | $5,055+56.6% | $6,690+18.3% |
| Admin fee / account holder | $1,148 | $13,356-91.4% | $9,462-87.9% | $13,392-91.4% |