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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,631 | $102,385-80.8% | $147,080-86.7% | $80,935-75.7% |
| Participation rate | 97.5% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 16.91% | 135.09%-118.2pp | 420.17%-403.3pp | 35.66%-18.7pp |
| Employer contribution / active EE | $3,177 | $3,717-14.5% | $4,933-35.6% | $2,757+15.3% |
| Participant deferral / active EE | $4,998 | $6,651-24.9% | $8,066-38.0% | $4,299+16.2% |
| Admin fee / account holder | $482 | $7,951-93.9% | $12,989-96.3% | $6,924-93.0% |