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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,631 | $102,393-80.8% | $147,041-86.6% | $80,911-75.7% |
| Participation rate | 97.5% | 75.9%+21.6pp | 82.2%+15.3pp | 67.6%+29.9pp |
| Annual return | 16.91% | 134.95%-118.0pp | 419.21%-402.3pp | 35.63%-18.7pp |
| Employer contribution / active EE | $3,177 | $3,715-14.5% | $4,935-35.6% | $2,756+15.3% |
| Participant deferral / active EE | $4,998 | $6,647-24.8% | $8,071-38.1% | $4,297+16.3% |
| Admin fee / account holder | $482 | $7,943-93.9% | $13,006-96.3% | $6,935-93.0% |