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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,344 | $101,539-40.6% | $147,041-59.0% | $74,400-18.9% |
| Participation rate | 58.4% | 75.5%-17.1pp | 82.2%-23.8pp | 67.2%-8.8pp |
| Annual return | 15.26% | 8740.84%-8725.6pp | 419.21%-403.9pp | 1367.51%-1352.2pp |
| Employer contribution / active EE | $3,374 | $3,811-11.5% | $4,935-31.6% | $2,624+28.6% |
| Participant deferral / active EE | $6,204 | $7,304-15.0% | $8,071-23.1% | $4,348+42.7% |
| Admin fee / account holder | $6,825 | $1,749+290.2% | $13,006-47.5% | $1,944+251.2% |