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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,344 | $101,653-40.6% | $147,080-59.0% | $74,459-19.0% |
| Participation rate | 58.4% | 75.6%-17.2pp | 82.2%-23.8pp | 67.2%-8.8pp |
| Annual return | 15.26% | 8754.98%-8739.7pp | 420.17%-404.9pp | 1369.70%-1354.4pp |
| Employer contribution / active EE | $3,374 | $3,813-11.5% | $4,933-31.6% | $2,626+28.5% |
| Participant deferral / active EE | $6,204 | $7,304-15.1% | $8,066-23.1% | $4,350+42.6% |
| Admin fee / account holder | $6,825 | $1,752+289.7% | $12,989-47.5% | $1,945+250.9% |