Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,115 | $67,594-37.7% | $77,361-45.6% | $69,733-39.6% |
| Participation rate | 64.3% | 71.7%-7.4pp | 75.0%-10.6pp | 62.5%+1.9pp |
| Annual return | 9.36% | 19.20%-9.8pp | 1011.54%-1002.2pp | 15.22%-5.9pp |
| Employer contribution / active EE | $2,451 | $2,649-7.5% | $2,990-18.0% | $2,250+8.9% |
| Participant deferral / active EE | $1,329 | $3,401-60.9% | $3,911-66.0% | $3,054-56.5% |
| Admin fee / account holder | $5,601 | $1,159+383.1% | $5,894-5.0% | $3,102+80.6% |