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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,936 | $181,062-58.6% | $158,223-52.6% | $155,188-51.7% |
| Participation rate | 57.1% | 82.7%-25.5pp | 79.2%-22.1pp | 80.8%-23.7pp |
| Annual return | 11.22% | 57.39%-46.2pp | 52.09%-40.9pp | 148.84%-137.6pp |
| Employer contribution / active EE | $980 | $4,565-78.5% | $4,109-76.2% | $4,248-76.9% |
| Participant deferral / active EE | $9,171 | $6,134+49.5% | $5,467+67.7% | $6,531+40.4% |
| Admin fee / account holder | $349,061 | $18,825+1754.3% | $16,047+2075.2% | $14,480+2310.7% |