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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,954 | $160,070+5.6% | $147,117+14.8% | $145,897+15.8% |
| Participation rate | 56.3% | 84.0%-27.8pp | 82.2%-25.9pp | 80.3%-24.1pp |
| Annual return | 36.38% | 98.69%-62.3pp | 420.54%-384.2pp | 552.29%-515.9pp |
| Employer contribution / active EE | $1,943 | $5,285-63.2% | $4,932-60.6% | $4,663-58.3% |
| Participant deferral / active EE | $6,945 | $8,419-17.5% | $8,065-13.9% | $6,689+3.8% |
| Admin fee / account holder | $4,898 | $15,035-67.4% | $12,993-62.3% | $13,390-63.4% |