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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,199 | $81,233-25.9% | $155,567-61.3% | $80,874-25.6% |
| Participation rate | 77.8% | 66.2%+11.5pp | 78.2%-0.4pp | 67.6%+10.1pp |
| Annual return | 12.22% | 33.33%-21.1pp | 64.74%-52.5pp | 35.62%-23.4pp |
| Employer contribution / active EE | $1,759 | $3,101-43.3% | $4,674-62.4% | $2,756-36.2% |
| Participant deferral / active EE | $3,611 | $3,452+4.6% | $5,628-35.8% | $4,297-16.0% |
| Admin fee / account holder | $1,394 | $7,998-82.6% | $15,916-91.2% | $6,935-79.9% |