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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,865 | $81,262-53.4% | $155,602-75.7% | $80,911-53.2% |
| Participation rate | 54.3% | 66.2%-12.0pp | 78.2%-23.9pp | 67.6%-13.4pp |
| Annual return | 11.65% | 33.34%-21.7pp | 64.81%-53.2pp | 35.63%-24.0pp |
| Employer contribution / active EE | $8,976 | $3,102+189.4% | $4,675+92.0% | $2,756+225.7% |
| Participant deferral / active EE | $2,165 | $3,451-37.3% | $5,629-61.5% | $4,297-49.6% |
| Admin fee / account holder | $114 | $7,992-98.6% | $15,923-99.3% | $6,935-98.4% |