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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,124 | $88,815-89.7% | $81,882-88.9% | $145,897-93.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 10.18% | 1033.75%-1023.6pp | 779.47%-769.3pp | 552.29%-542.1pp |
| Employer contribution / active EE | $737 | $3,086-76.1% | $2,916-74.7% | $4,663-84.2% |
| Participant deferral / active EE | $941 | $4,647-79.8% | $4,323-78.2% | $6,689-85.9% |
| Admin fee / account holder | $1,043 | $8,434-87.6% | $7,360-85.8% | $13,390-92.2% |