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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,124 | $88,754-89.7% | $81,820-88.8% | $145,877-93.7% |
| Participation rate | 50.0% | 75.1%-25.1pp | 72.4%-22.4pp | 80.3%-30.3pp |
| Annual return | 10.18% | 1031.77%-1021.6pp | 777.93%-767.8pp | 551.28%-541.1pp |
| Employer contribution / active EE | $737 | $3,085-76.1% | $2,915-74.7% | $4,663-84.2% |
| Participant deferral / active EE | $941 | $4,648-79.8% | $4,323-78.2% | $6,691-85.9% |
| Admin fee / account holder | $1,043 | $8,424-87.6% | $7,391-85.9% | $13,402-92.2% |