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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,349 | $100,073-93.7% | $85,126-92.5% | $145,877-95.6% |
| Participation rate | 90.9% | 74.1%+16.8pp | 67.5%+23.4pp | 80.3%+10.6pp |
| Annual return | 14.26% | 84.11%-69.9pp | 66.63%-52.4pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,073 | $3,236-66.9% | $2,731-60.7% | $4,663-77.0% |
| Participant deferral / active EE | $1,817 | $5,294-65.7% | $4,523-59.8% | $6,691-72.8% |
| Admin fee / account holder | $355 | $7,261-95.1% | $6,160-94.2% | $13,402-97.4% |