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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,794 | $78,694+15.4% | $67,652+34.2% | $125,389-27.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -2.67% | 9.46%-12.1pp | 6625.40%-6628.1pp | 282.24%-284.9pp |
| Employer contribution / active EE | $3,666 | $3,044+20.5% | $2,266+61.8% | $4,866-24.7% |
| Participant deferral / active EE | $10,618 | $4,292+147.4% | $3,560+198.3% | $5,352+98.4% |
| Admin fee / account holder | $898 | $7,403-87.9% | $4,821-81.4% | $9,541-90.6% |