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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,496 | $99,053+38.8% | $88,179+55.9% | $138,895-1.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 16.69% | 78.17%-61.5pp | 64.97%-48.3pp | 145.39%-128.7pp |
| Employer contribution / active EE | $2,657 | $2,882-7.8% | $2,549+4.2% | $4,194-36.7% |
| Participant deferral / active EE | $7,847 | $5,225+50.2% | $4,614+70.1% | $6,396+22.7% |
| Admin fee / account holder | $1,724 | $8,748-80.3% | $7,673-77.5% | $12,562-86.3% |