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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,496 | $107,809+27.5% | $97,032+41.7% | $155,188-11.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 71.6%+28.4pp | 80.8%+19.2pp |
| Annual return | 16.69% | 38.06%-21.4pp | 35.38%-18.7pp | 148.84%-132.1pp |
| Employer contribution / active EE | $2,657 | $2,911-8.7% | $2,629+1.1% | $4,248-37.5% |
| Participant deferral / active EE | $7,847 | $5,129+53.0% | $4,672+67.9% | $6,531+20.1% |
| Admin fee / account holder | $1,724 | $10,717-83.9% | $9,418-81.7% | $14,480-88.1% |