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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,885 | $183,592-23.8% | $155,567-10.1% | $145,959-4.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.47% | 61.24%-49.8pp | 64.74%-53.3pp | 561.95%-550.5pp |
| Employer contribution / active EE | $3,912 | $5,315-26.4% | $4,674-16.3% | $4,661-16.1% |
| Participant deferral / active EE | $6,027 | $6,464-6.8% | $5,628+7.1% | $6,689-9.9% |
| Admin fee / account holder | $1,294 | $19,318-93.3% | $15,916-91.9% | $13,398-90.3% |