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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,069 | $166,242-59.7% | $165,071-59.4% | $145,884-54.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 11.20% | 100.44%-89.2pp | 70.17%-59.0pp | 551.85%-540.6pp |
| Employer contribution / active EE | $3,251 | $5,283-38.5% | $4,347-25.2% | $4,662-30.3% |
| Participant deferral / active EE | $7,099 | $6,964+1.9% | $6,035+17.6% | $6,690+6.1% |
| Admin fee / account holder | $4,275 | $16,658-74.3% | $12,695-66.3% | $13,392-68.1% |