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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE Service code 26 | Advisory (Participants) | $86,228 |
Filed as: SOUNDERS FINANCIAL ADVISORS Service code 26 · EIN 82-7516448 | Advisory (Participants) | $10,319 |
Filed as: HIGHLAND CONSULTING Service code 99 · EIN 34-1753575 | Other Fees | $5,566 |
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN PENSION SERVICES, LLC Service code 49 2454 N. MCMULLEN BOOTH ROAD · CLEARWATER, FL 33759 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,225 | $45,031-15.1% | $85,009-55.0% | $77,671-50.8% |
| Participation rate | 52.3% | 48.7%+3.6pp | 67.5%-15.2pp | 70.6%-18.3pp |
| Annual return | 108.40% | 79.22%+29.2pp | 66.47%+41.9pp | 31.21%+77.2pp |
| Employer contribution / active EE | $942 | $1,609-41.5% | $2,728-65.5% | $2,726-65.4% |
| Participant deferral / active EE | $2,266 | $2,807-19.3% | $4,522-49.9% | $4,648-51.2% |
| Admin fee / account holder | $310 | $912-66.0% | $6,153-95.0% | $430-28.0% |