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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE Service code 26 | Advisory (Participants) | $86,228 |
Filed as: SOUNDERS FINANCIAL ADVISORS Service code 26 · EIN 82-7516448 | Advisory (Participants) | $10,319 |
Filed as: HIGHLAND CONSULTING Service code 99 · EIN 34-1753575 | Other Fees | $5,566 |
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN PENSION SERVICES, LLC Service code 49 2454 N. MCMULLEN BOOTH ROAD · CLEARWATER, FL 33759 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,225 | $45,109-15.3% | $85,240-55.2% | $77,762-50.8% |
| Participation rate | 52.3% | 48.7%+3.6pp | 67.5%-15.3pp | 70.6%-18.3pp |
| Annual return | 108.40% | 79.55%+28.8pp | 66.75%+41.6pp | 31.27%+77.1pp |
| Employer contribution / active EE | $942 | $1,602-41.2% | $2,735-65.6% | $2,728-65.5% |
| Participant deferral / active EE | $2,266 | $2,814-19.5% | $4,527-49.9% | $4,651-51.3% |
| Admin fee / account holder | $310 | $915-66.1% | $6,165-95.0% | $433-28.4% |