Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,817 | $89,515-10.8% | $103,065-22.6% | $80,959-1.4% |
| Participation rate | 46.9% | 76.0%-29.1pp | 80.6%-33.7pp | 67.7%-20.8pp |
| Annual return | 9.80% | 22.82%-13.0pp | 23.95%-14.2pp | 35.67%-25.9pp |
| Employer contribution / active EE | $0 | $4,015-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,447 | $5,463-73.5% | $6,625-78.2% | $4,300-66.4% |
| Admin fee / account holder | $2,372 | $6,527-63.7% | $9,349-74.6% | $6,925-65.8% |