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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,021 | $117,846-49.9% | $102,434-42.4% | $145,884-59.5% |
| Participation rate | 95.8% | 78.6%+17.2pp | 76.5%+19.3pp | 80.3%+15.5pp |
| Annual return | 7.77% | 31.90%-24.1pp | 29.46%-21.7pp | 551.85%-544.1pp |
| Employer contribution / active EE | $2,556 | $3,615-29.3% | $3,023-15.5% | $4,662-45.2% |
| Participant deferral / active EE | $3,964 | $5,733-30.9% | $5,055-21.6% | $6,690-40.7% |
| Admin fee / account holder | $17,026 | $13,356+27.5% | $9,462+79.9% | $13,392+27.1% |