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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,846 | $76,407+310.8% | $150,298+108.8% | $82,448+280.7% |
| Participation rate | 88.0% | 66.4%+21.6pp | 77.8%+10.2pp | 68.1%+19.9pp |
| Annual return | 19.26% | 39.99%-20.7pp | 62.79%-43.5pp | 41.64%-22.4pp |
| Employer contribution / active EE | $8,967 | $2,614+243.0% | $4,154+115.9% | $2,551+251.5% |
| Participant deferral / active EE | $7,750 | $3,214+141.1% | $5,453+42.1% | $4,139+87.2% |
| Admin fee / account holder | $11,972 | $6,352+88.5% | $14,116-15.2% | $7,234+65.5% |