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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,956 | $81,358+244.1% | $155,556+80.0% | $80,959+245.8% |
| Participation rate | 96.0% | 66.3%+29.7pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 24.16% | 33.39%-9.2pp | 64.84%-40.7pp | 35.67%-11.5pp |
| Employer contribution / active EE | $7,160 | $3,106+130.5% | $4,675+53.1% | $2,757+159.7% |
| Participant deferral / active EE | $8,069 | $3,455+133.5% | $5,631+43.3% | $4,300+87.6% |
| Admin fee / account holder | $2,850 | $7,994-64.3% | $15,885-82.1% | $6,925-58.8% |