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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,830 | $88,186-25.4% | $165,071-60.1% | $74,459-11.6% |
| Participation rate | 26.9% | 73.1%-46.3pp | 78.6%-51.7pp | 67.2%-40.3pp |
| Annual return | 13.13% | 17.13%-4.0pp | 70.17%-57.0pp | 1369.70%-1356.6pp |
| Employer contribution / active EE | $1,261 | $2,600-51.5% | $4,347-71.0% | $2,626-52.0% |
| Participant deferral / active EE | $2,358 | $4,505-47.7% | $6,035-60.9% | $4,350-45.8% |
| Admin fee / account holder | $6,391 | $2,234+186.1% | $12,695-49.7% | $1,945+228.6% |