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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,830 | $88,137-25.3% | $164,975-60.1% | $74,429-11.6% |
| Participation rate | 26.9% | 73.1%-46.2pp | 78.6%-51.7pp | 67.2%-40.3pp |
| Annual return | 13.13% | 17.13%-4.0pp | 70.12%-57.0pp | 1368.38%-1355.3pp |
| Employer contribution / active EE | $1,261 | $2,597-51.4% | $4,343-71.0% | $2,625-52.0% |
| Participant deferral / active EE | $2,358 | $4,501-47.6% | $6,033-60.9% | $4,348-45.8% |
| Admin fee / account holder | $6,391 | $2,231+186.4% | $12,688-49.6% | $1,944+228.7% |