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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,959 | $101,795+67.9% | $165,100+3.5% | $80,959+111.2% |
| Participation rate | 61.9% | 71.8%-9.9pp | 78.6%-16.7pp | 67.7%-5.8pp |
| Annual return | 12.74% | 16.73%-4.0pp | 70.21%-57.5pp | 35.67%-22.9pp |
| Employer contribution / active EE | $3,750 | $2,954+26.9% | $4,348-13.8% | $2,757+36.0% |
| Participant deferral / active EE | $7,117 | $4,476+59.0% | $6,035+17.9% | $4,300+65.5% |
| Admin fee / account holder | $25,838 | $8,221+214.3% | $12,696+103.5% | $6,925+273.1% |