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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,567 | $102,385+20.7% | $147,080-16.0% | $80,935+52.7% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 14.30% | 135.09%-120.8pp | 420.17%-405.9pp | 35.66%-21.4pp |
| Employer contribution / active EE | $2,630 | $3,717-29.2% | $4,933-46.7% | $2,757-4.6% |
| Participant deferral / active EE | $8,213 | $6,651+23.5% | $8,066+1.8% | $4,299+91.0% |
| Admin fee / account holder | $1,906 | $7,951-76.0% | $12,989-85.3% | $6,924-72.5% |