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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,912 | $108,882-79.9% | $96,754-77.4% | $154,746-85.8% |
| Participation rate | 83.3% | 75.1%+8.3pp | 70.3%+13.1pp | 80.7%+2.6pp |
| Annual return | 8.48% | 98.39%-89.9pp | 82.04%-73.6pp | 172.34%-163.9pp |
| Employer contribution / active EE | $1,390 | $3,018-53.9% | $2,679-48.1% | $4,379-68.3% |
| Participant deferral / active EE | $2,429 | $5,323-54.4% | $4,758-49.0% | $6,730-63.9% |
| Admin fee / account holder | $10,269 | $10,200+0.7% | $8,905+15.3% | $14,365-28.5% |