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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,912 | $97,125-77.4% | $86,233-74.6% | $137,256-84.0% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.0%+14.3pp | 80.0%+3.4pp |
| Annual return | 8.48% | 74.19%-65.7pp | 61.39%-52.9pp | 220.34%-211.9pp |
| Employer contribution / active EE | $1,390 | $2,841-51.1% | $2,504-44.5% | $4,156-66.6% |
| Participant deferral / active EE | $2,429 | $5,180-53.1% | $4,559-46.7% | $6,407-62.1% |
| Admin fee / account holder | $10,269 | $9,725+5.6% | $8,342+23.1% | $12,270-16.3% |