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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,708 | $142,354-54.5% | $125,529-48.5% | $155,188-58.3% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.7%+25.3pp | 80.8%+19.2pp |
| Annual return | 14.80% | 306.06%-291.3pp | 202.56%-187.8pp | 148.84%-134.0pp |
| Employer contribution / active EE | $2,302 | $3,501-34.2% | $3,058-24.7% | $4,248-45.8% |
| Participant deferral / active EE | $8,031 | $5,491+46.3% | $4,813+66.9% | $6,531+23.0% |
| Admin fee / account holder | $591 | $19,392-97.0% | $16,298-96.4% | $14,480-95.9% |