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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,708 | $132,099-51.0% | $115,599-44.0% | $138,895-53.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 14.80% | 176.76%-162.0pp | 111.10%-96.3pp | 145.39%-130.6pp |
| Employer contribution / active EE | $2,302 | $3,416-32.6% | $2,955-22.1% | $4,194-45.1% |
| Participant deferral / active EE | $8,031 | $5,617+43.0% | $4,889+64.3% | $6,396+25.6% |
| Admin fee / account holder | $591 | $15,650-96.2% | $12,841-95.4% | $12,562-95.3% |