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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,684 | $138,386+222.8% | $184,260+142.4% | $80,935+451.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 7.69% | 20.02%-12.3pp | 28.84%-21.1pp | 35.66%-28.0pp |
| Employer contribution / active EE | $10,403 | $4,851+114.5% | $6,427+61.9% | $2,757+277.4% |
| Participant deferral / active EE | $9,324 | $7,076+31.8% | $9,133+2.1% | $4,299+116.9% |
| Admin fee / account holder | $12,784 | $10,489+21.9% | $13,898-8.0% | $6,924+84.6% |