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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,880 | $94,031+58.3% | $115,768+28.6% | $82,448+80.6% |
| Participation rate | 65.0% | 70.4%-5.4pp | 74.4%-9.4pp | 68.1%-3.1pp |
| Annual return | 15.28% | 20.61%-5.3pp | 100.46%-85.2pp | 41.64%-26.4pp |
| Employer contribution / active EE | $937 | $2,323-59.7% | $2,940-68.1% | $2,551-63.3% |
| Participant deferral / active EE | $3,453 | $3,972-13.1% | $4,917-29.8% | $4,139-16.6% |
| Admin fee / account holder | $13,246 | $10,249+29.2% | $12,439+6.5% | $7,234+83.1% |