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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,632 | $100,970-29.1% | $96,576-25.8% | $137,256-47.8% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 9.93% | 38.16%-28.2pp | 38.47%-28.5pp | 220.34%-210.4pp |
| Employer contribution / active EE | $2,520 | $3,809-33.8% | $3,553-29.1% | $4,156-39.4% |
| Participant deferral / active EE | $2,520 | $8,286-69.6% | $7,956-68.3% | $6,407-60.7% |
| Admin fee / account holder | $487 | $11,312-95.7% | $11,381-95.7% | $12,270-96.0% |