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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,656 | $97,751-70.7% | $103,447-72.3% | $145,877-80.4% |
| Participation rate | 93.8% | 81.1%+12.7pp | 80.5%+13.2pp | 80.3%+13.4pp |
| Annual return | 19.34% | 25.43%-6.1pp | 23.92%-4.6pp | 551.28%-531.9pp |
| Employer contribution / active EE | $2,193 | $4,684-53.2% | $4,678-53.1% | $4,663-53.0% |
| Participant deferral / active EE | $2,242 | $6,603-66.0% | $6,624-66.2% | $6,691-66.5% |
| Admin fee / account holder | $3,977 | $12,515-68.2% | $9,415-57.8% | $13,402-70.3% |