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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,656 | $97,765-70.7% | $103,486-72.3% | $145,884-80.4% |
| Participation rate | 93.8% | 81.1%+12.6pp | 80.5%+13.2pp | 80.3%+13.4pp |
| Annual return | 19.34% | 25.44%-6.1pp | 23.93%-4.6pp | 551.85%-532.5pp |
| Employer contribution / active EE | $2,193 | $4,687-53.2% | $4,679-53.1% | $4,662-53.0% |
| Participant deferral / active EE | $2,242 | $6,606-66.1% | $6,628-66.2% | $6,690-66.5% |
| Admin fee / account holder | $3,977 | $12,505-68.2% | $9,354-57.5% | $13,392-70.3% |