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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,840 | $117,895+35.6% | $102,460+56.0% | $145,897+9.6% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.31% | 31.92%-23.6pp | 29.47%-21.2pp | 552.29%-544.0pp |
| Employer contribution / active EE | $3,808 | $3,619+5.2% | $3,025+25.9% | $4,663-18.3% |
| Participant deferral / active EE | $12,749 | $5,736+122.3% | $5,056+152.1% | $6,689+90.6% |
| Admin fee / account holder | $21,614 | $13,353+61.9% | $9,460+128.5% | $13,390+61.4% |