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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,780 | $122,962-18.0% | $71,585+40.8% | $138,895-27.4% |
| Participation rate | 45.0% | 68.9%-23.9pp | 68.2%-23.2pp | 79.9%-34.9pp |
| Annual return | 11.73% | 37.84%-26.1pp | 59.26%-47.5pp | 145.39%-133.7pp |
| Employer contribution / active EE | $572 | $2,620-78.2% | $1,669-65.7% | $4,194-86.4% |
| Participant deferral / active EE | $976 | $4,311-77.4% | $2,923-66.6% | $6,396-84.7% |
| Admin fee / account holder | $142 | $6,488-97.8% | $4,712-97.0% | $12,562-98.9% |