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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,871 | $174,379+213.6% | $152,093+259.6% | $138,895+293.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 12.45% | 74.86%-62.4pp | 66.36%-53.9pp | 145.39%-132.9pp |
| Employer contribution / active EE | $13,577 | $4,652+191.9% | $4,175+225.2% | $4,194+223.7% |
| Participant deferral / active EE | $6,967 | $6,159+13.1% | $5,451+27.8% | $6,396+8.9% |
| Admin fee / account holder | $2,718 | $16,880-83.9% | $14,497-81.3% | $12,562-78.4% |