See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
JOHN HANCOCK LIFE INSURANCE COMPANY10+ years Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $346 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,652 | $54,558+47.8% | $76,002+6.1% | $74,546+8.2% |
| Participation rate | 51.8% | 60.3%-8.6pp | 69.1%-17.3pp | 67.2%-15.5pp |
| Annual return | 13.79% | 31.83%-18.0pp | 360.07%-346.3pp | 1366.03%-1352.2pp |
| Employer contribution / active EE | $2,181 | $1,778+22.7% | $2,688-18.9% | $2,624-16.9% |
| Participant deferral / active EE | $4,334 | $3,065+41.4% | $4,257+1.8% | $4,347-0.3% |
| Admin fee / account holder | $470 | $2,232-78.9% | $6,414-92.7% | $1,944-75.8% |