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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,998 | $110,337-77.3% | $102,383-75.6% | $145,877-82.9% |
| Participation rate | 40.0% | 77.9%-37.9pp | 74.5%-34.5pp | 80.3%-40.3pp |
| Annual return | 13.31% | 24.83%-11.5pp | 24.94%-11.6pp | 551.28%-538.0pp |
| Employer contribution / active EE | $2,074 | $4,216-50.8% | $3,870-46.4% | $4,663-55.5% |
| Participant deferral / active EE | $5,209 | $5,621-7.3% | $5,060+2.9% | $6,691-22.1% |
| Admin fee / account holder | $2,203 | $9,750-77.4% | $8,391-73.7% | $13,402-83.6% |