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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,768 | $65,704+33.6% | $94,229-6.9% | $59,633+47.2% |
| Participation rate | 96.0% | 72.1%+23.9pp | 78.8%+17.2pp | 68.7%+27.3pp |
| Annual return | -2.80% | 5.22%-8.0pp | 10.68%-13.5pp | 2041.45%-2044.3pp |
| Employer contribution / active EE | $2,713 | $2,021+34.3% | $3,587-24.4% | $2,203+23.2% |
| Participant deferral / active EE | $11,453 | $3,143+264.4% | $4,320+165.1% | $3,192+258.8% |
| Admin fee / account holder | $437 | $4,265-89.8% | $6,269-93.0% | $4,297-89.8% |