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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $784,971 | $160,070+390.4% | $147,117+433.6% | $145,897+438.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.99% | 98.69%-82.7pp | 420.54%-404.5pp | 552.29%-536.3pp |
| Employer contribution / active EE | $10,962 | $5,285+107.4% | $4,932+122.2% | $4,663+135.1% |
| Participant deferral / active EE | $1,733 | $8,419-79.4% | $8,065-78.5% | $6,689-74.1% |
| Admin fee / account holder | $2,980 | $15,035-80.2% | $12,993-77.1% | $13,390-77.7% |