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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,036 | $167,415-81.5% | $140,514-77.9% | $198,609-84.4% |
| Participation rate | 90.0% | 80.9%+9.1pp | 77.8%+12.2pp | 82.4%+7.6pp |
| Annual return | 19.13% | 13.85%+5.3pp | 14.36%+4.8pp | 202.70%-183.6pp |
| Employer contribution / active EE | $2,520 | $4,088-38.4% | $3,378-25.4% | $5,055-50.2% |
| Participant deferral / active EE | $4,156 | $5,579-25.5% | $4,919-15.5% | $6,977-40.4% |
| Admin fee / account holder | $477 | $16,730-97.1% | $13,697-96.5% | $19,030-97.5% |