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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,074 | $213,785-81.3% | $185,441-78.4% | $155,188-74.2% |
| Participation rate | 76.5% | 83.2%-6.7pp | 80.3%-3.8pp | 80.8%-4.3pp |
| Annual return | 15.26% | 19.97%-4.7pp | 20.16%-4.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $2,640 | $5,393-51.1% | $4,672-43.5% | $4,248-37.9% |
| Participant deferral / active EE | $2,149 | $6,864-68.7% | $6,152-65.1% | $6,531-67.1% |
| Admin fee / account holder | $749 | $21,134-96.5% | $17,890-95.8% | $14,480-94.8% |