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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,074 | $184,014-78.2% | $161,149-75.1% | $138,895-71.1% |
| Participation rate | 76.5% | 82.1%-5.6pp | 78.8%-2.4pp | 79.9%-3.4pp |
| Annual return | 15.26% | 21.52%-6.3pp | 21.16%-5.9pp | 145.39%-130.1pp |
| Employer contribution / active EE | $2,640 | $5,055-47.8% | $4,360-39.5% | $4,194-37.1% |
| Participant deferral / active EE | $2,149 | $6,909-68.9% | $6,153-65.1% | $6,396-66.4% |
| Admin fee / account holder | $749 | $18,027-95.8% | $15,194-95.1% | $12,562-94.0% |