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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,295 | $81,457+9.6% | $103,378-13.6% | $80,911+10.4% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 14.42% | 25.58%-11.2pp | 24.91%-10.5pp | 35.63%-21.2pp |
| Employer contribution / active EE | $6,978 | $3,107+124.6% | $3,870+80.3% | $2,756+153.2% |
| Participant deferral / active EE | $4,416 | $3,871+14.1% | $5,058-12.7% | $4,297+2.8% |
| Admin fee / account holder | $959 | $6,717-85.7% | $8,401-88.6% | $6,935-86.2% |