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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,575 | $29,736+97.0% | $56,033+4.5% | $80,935-27.6% |
| Participation rate | 44.7% | 41.7%+3.0pp | 52.5%-7.8pp | 67.7%-23.0pp |
| Annual return | 11.67% | 35.28%-23.6pp | 1711.38%-1699.7pp | 35.66%-24.0pp |
| Employer contribution / active EE | $659 | $671-1.9% | $1,041-36.7% | $2,757-76.1% |
| Participant deferral / active EE | $1,596 | $1,228+29.9% | $1,954-18.3% | $4,299-62.9% |
| Admin fee / account holder | $2,943 | $2,434+20.9% | $2,827+4.1% | $6,924-57.5% |