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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,282 | $172,111-33.0% | $150,298-23.3% | $137,256-16.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 6.30% | 69.37%-63.1pp | 62.79%-56.5pp | 220.34%-214.0pp |
| Employer contribution / active EE | $5,508 | $4,636+18.8% | $4,154+32.6% | $4,156+32.5% |
| Participant deferral / active EE | $5,163 | $6,166-16.3% | $5,453-5.3% | $6,407-19.4% |
| Admin fee / account holder | $9,058 | $16,471-45.0% | $14,116-35.8% | $12,270-26.2% |