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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,028 | $185,312+121.3% | $161,489+153.9% | $154,746+165.0% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | -12.56% | 103.84%-116.4pp | 89.72%-102.3pp | 172.34%-184.9pp |
| Employer contribution / active EE | $1,511 | $4,769-68.3% | $4,268-64.6% | $4,379-65.5% |
| Participant deferral / active EE | $2,519 | $6,350-60.3% | $5,630-55.3% | $6,730-62.6% |
| Admin fee / account holder | $46,419 | $18,654+148.8% | $16,006+190.0% | $14,365+223.1% |