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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,028 | $172,111+138.2% | $150,298+172.8% | $137,256+198.7% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | -12.56% | 69.37%-81.9pp | 62.79%-75.3pp | 220.34%-232.9pp |
| Employer contribution / active EE | $1,511 | $4,636-67.4% | $4,154-63.6% | $4,156-63.7% |
| Participant deferral / active EE | $2,519 | $6,166-59.1% | $5,453-53.8% | $6,407-60.7% |
| Admin fee / account holder | $46,419 | $16,471+181.8% | $14,116+228.8% | $12,270+278.3% |