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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,045 | $57,590+0.8% | $86,233-32.7% | $82,448-29.6% |
| Participation rate | 78.6% | 57.9%+20.7pp | 69.0%+9.6pp | 68.1%+10.5pp |
| Annual return | 15.68% | 22.41%-6.7pp | 61.39%-45.7pp | 41.64%-26.0pp |
| Employer contribution / active EE | $2,847 | $1,655+72.0% | $2,504+13.7% | $2,551+11.6% |
| Participant deferral / active EE | $5,807 | $3,080+88.5% | $4,559+27.4% | $4,139+40.3% |
| Admin fee / account holder | $8,558 | $4,730+80.9% | $8,342+2.6% | $7,234+18.3% |