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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,394 | $199,109-69.2% | $173,730-64.7% | $154,746-60.3% |
| Participation rate | 80.0% | 82.8%-2.8pp | 79.6%+0.4pp | 80.7%-0.7pp |
| Annual return | 14.63% | 20.02%-5.4pp | 19.96%-5.3pp | 172.34%-157.7pp |
| Employer contribution / active EE | $6,001 | $5,311+13.0% | $4,577+31.1% | $4,379+37.0% |
| Participant deferral / active EE | $2,132 | $7,113-70.0% | $6,326-66.3% | $6,730-68.3% |
| Admin fee / account holder | $3,337 | $20,916-84.0% | $17,523-81.0% | $14,365-76.8% |