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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,069 | $157,829-13.2% | $136,867+0.1% | $198,609-31.0% |
| Participation rate | 70.0% | 77.2%-7.2pp | 74.5%-4.5pp | 82.4%-12.4pp |
| Annual return | 9.67% | 51.25%-41.6pp | 42.97%-33.3pp | 202.70%-193.0pp |
| Employer contribution / active EE | $1,356 | $3,923-65.4% | $3,547-61.8% | $5,055-73.2% |
| Participant deferral / active EE | $2,739 | $5,463-49.9% | $4,924-44.4% | $6,977-60.7% |
| Admin fee / account holder | $1,644 | $11,107-85.2% | $10,340-84.1% | $19,030-91.4% |