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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,897 | $181,062+23.1% | $158,223+40.9% | $155,188+43.6% |
| Participation rate | 91.3% | 82.7%+8.7pp | 79.2%+12.1pp | 80.8%+10.5pp |
| Annual return | 5.56% | 57.39%-51.8pp | 52.09%-46.5pp | 148.84%-143.3pp |
| Employer contribution / active EE | $10,261 | $4,565+124.8% | $4,109+149.7% | $4,248+141.6% |
| Participant deferral / active EE | $8,195 | $6,134+33.6% | $5,467+49.9% | $6,531+25.5% |
| Admin fee / account holder | $3,566 | $18,825-81.1% | $16,047-77.8% | $14,480-75.4% |