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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,410 | $166,242+87.9% | $165,071+89.3% | $145,884+114.2% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.6%+11.4pp | 80.3%+9.7pp |
| Annual return | 15.64% | 100.44%-84.8pp | 70.17%-54.5pp | 551.85%-536.2pp |
| Employer contribution / active EE | $3,340 | $5,283-36.8% | $4,347-23.2% | $4,662-28.4% |
| Participant deferral / active EE | $7,983 | $6,964+14.6% | $6,035+32.3% | $6,690+19.3% |
| Admin fee / account holder | $6,086 | $16,658-63.5% | $12,695-52.1% | $13,392-54.6% |