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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,719 | $199,109+78.2% | $173,730+104.2% | $154,746+129.2% |
| Participation rate | 94.7% | 82.8%+11.9pp | 79.6%+15.2pp | 80.7%+14.0pp |
| Annual return | 17.51% | 20.02%-2.5pp | 19.96%-2.4pp | 172.34%-154.8pp |
| Employer contribution / active EE | $4,080 | $5,311-23.2% | $4,577-10.9% | $4,379-6.8% |
| Participant deferral / active EE | $9,827 | $7,113+38.2% | $6,326+55.3% | $6,730+46.0% |
| Admin fee / account holder | $7,260 | $20,916-65.3% | $17,523-58.6% | $14,365-49.5% |