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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,936 | $162,136-26.6% | $152,301-21.9% | $154,746-23.1% |
| Participation rate | 92.3% | 84.1%+8.2pp | 82.4%+9.9pp | 80.7%+11.6pp |
| Annual return | 8.62% | 91.02%-82.4pp | 80.50%-71.9pp | 172.34%-163.7pp |
| Employer contribution / active EE | $3,645 | $4,890-25.5% | $4,624-21.2% | $4,379-16.8% |
| Participant deferral / active EE | $19,895 | $8,341+138.5% | $8,004+148.6% | $6,730+195.6% |
| Admin fee / account holder | $78,445 | $15,759+397.8% | $14,398+444.8% | $14,365+446.1% |