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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,349 | $63,809+36.9% | $81,353+7.4% | $80,935+7.9% |
| Participation rate | 78.1% | 63.9%+14.2pp | 69.5%+8.6pp | 67.7%+10.5pp |
| Annual return | 15.16% | 16.37%-1.2pp | 24.82%-9.7pp | 35.66%-20.5pp |
| Employer contribution / active EE | $2,448 | $1,981+23.6% | $2,464-0.6% | $2,757-11.2% |
| Participant deferral / active EE | $6,290 | $3,093+103.4% | $3,885+61.9% | $4,299+46.3% |
| Admin fee / account holder | $3,691 | $5,686-35.1% | $5,766-36.0% | $6,924-46.7% |