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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,004 | $81,476+5.6% | $102,383-16.0% | $80,925+6.3% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 9.96% | 25.59%-15.6pp | 24.94%-15.0pp | 35.65%-25.7pp |
| Employer contribution / active EE | $6,059 | $3,105+95.2% | $3,870+56.6% | $2,756+119.8% |
| Participant deferral / active EE | $4,147 | $3,871+7.1% | $5,060-18.0% | $4,299-3.5% |
| Admin fee / account holder | $16,439 | $6,717+144.7% | $8,391+95.9% | $6,940+136.9% |