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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,004 | $81,446+5.6% | $103,374-16.8% | $80,874+6.3% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 9.96% | 25.57%-15.6pp | 24.89%-14.9pp | 35.62%-25.7pp |
| Employer contribution / active EE | $6,059 | $3,107+95.0% | $3,869+56.6% | $2,756+119.9% |
| Participant deferral / active EE | $4,147 | $3,870+7.2% | $5,058-18.0% | $4,297-3.5% |
| Admin fee / account holder | $16,439 | $6,715+144.8% | $8,394+95.8% | $6,935+137.0% |