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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,827 | $88,672+16.0% | $105,223-2.3% | $82,448+24.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 14.45% | 30.86%-16.4pp | 180.65%-166.2pp | 41.64%-27.2pp |
| Employer contribution / active EE | $3,450 | $3,048+13.2% | $3,689-6.5% | $2,551+35.3% |
| Participant deferral / active EE | $2,819 | $4,036-30.2% | $5,072-44.4% | $4,139-31.9% |
| Admin fee / account holder | $5,007 | $7,146-29.9% | $8,859-43.5% | $7,234-30.8% |